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Fairfield is the Solano County seat with Travis Air Force Base at its edge, and VA financing is the default rather than the exception for a large share of buyers here.
Explore mortgage options in Fairfield, Solano County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing. Get personalized rates and expert guidance from SRK CAPITAL's local mortgage team.
A market that moves with the base
Paste a listing URL and get a detailed breakdown of which loan programs fit the property, with payment examples and risk flags.
We can have your VA pre-approval done before you arrive. Send us your paperwork.
The civic core with the courthouse, the county offices and the closest housing.
A valley on the western side with larger lots, vineyards and hillside houses.
The eastern side near the base, where housing turns over with assignments.
* Rates shown as of and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $149.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © SRK CAPITAL INC.
Buying a home in Fairfield starts with matching the right loan program to the neighborhood you want and the payment you can carry.
Solano County anchors this corner of the Bay Area's housing market, and Fairfield reflects it — lending volume, inventory, and price points here track the county while staying distinctly local.
Financing choices in Fairfield span conventional, FHA, VA, and jumbo structures, and the right fit depends on documentation, credit profile, and program-specific loan limits.
Fairfield borrowers frequently compare options against nearby communities such as Benicia, Dixon, Rio Vista.
Updated 9/27/2026
Solano Ca Fairfield is updated daily with practical mortgage guidance for this page.