SRK CAPITAL Is A Team Of Mortgage Brokers

Offering A Better Lending Experience

But what does that mean?

To the average person, mortgage lending and home financing sound like a bunch of finance mumbo jumbo. In reality, it's the key to a prosperous and healthy financial future. Let the SRK CAPITAL team explain.

How We Got Started

Sebastian Naranjo and Kai Youngman founded SRK CAPITAL in 2022 with a vision to redefine the home lending experience. After years of working with different loan teams, they saw how overwhelming the process could be for clients. Too often, borrowers were left without clear explanations—whether about loan types, rate locks, closing costs, or discount points. Determined to bring clarity, transparency, and a client-first approach, they established SRK CAPITAL to set a new standard in home lending.

Sebastian's background as a Realtor gave him valuable insight into the needs of homebuyers, while Kai's experience managing operations for a high-volume lending team brought the operational expertise to make the vision work. Together, they streamlined the loan process and built a team of vetted, highly qualified professionals. Each member brings deep mortgage knowledge, ensuring every client experiences a smooth, efficient, and reliable path to closing.

In today's ever-changing mortgage market, the SRK CAPITAL team continues to thrive. Their success is driven by the collective expertise of seasoned professionals, each contributing unique skills and perspective. Guided by efficiency and a commitment to service, SRK CAPITAL consistently delivers results that exceed the expectations of both clients and Realtor partners.

SRK CAPITAL's Services

We offer a comprehensive range of loan programs to meet diverse financial needs that include:

And many other types of loan choices. We encourage you to get in touch if you or anyone you know has any questions. Or if you have any interest in learning more about any of the loan programs we offer!

Ready to Start Your Home Journey?

Let our experienced team guide you through the mortgage process with expertise and care.

Get Started Today

Meet the SRK CAPITAL Team

Dedicated professionals driving innovation and excellence

Sebastian Naranjo

Founder | Business Development

Co-Founder & CEO

NMLS #2313958 | CA DRE #02137070

Sebastian brings a unique perspective to home lending through his background as both a Realtor and an actor—experiences that sharpened his ability to connect with people, understand their needs, and communicate with clarity. His vision for transparent, client-first mortgage services drives SRK CAPITAL’s mission to redefine the lending experience.

Kai Youngman

Co-Founder | Operations

Co-Founder & COO

NMLS #2209928

Kai's extensive experience managing high-volume lending operations brings unparalleled efficiency to SRK CAPITAL. His operational expertise ensures smooth, fast closings and exceptional client experiences throughout the mortgage process.

Client Success Stories

"We are first time home buyers, and working with Kai was such a great experience! He made sure the process was as smooth as possible. He guided us through every step with clear communication and attention to detail."

Junyao F.

First-time Buyer

"Sebastian and Kai are OUTSTANDING! They went above and beyond to make buying our first home experience easy and straightforward. They are very knowledgeable and offer excellent service!"

Suzanne M.

Satisfied Customer

"The SRK CAPITAL team is an absolute pleasure to do business with. They were always very responsive, helped us with a short 17 day close of escrow, and exceeded all expectations!"

Jules W.

Business Partner