Terms of Service

Welcome to SRK CAPITAL. These Terms of Service govern your use of our website, mobile applications, and mortgage services. By accessing or using our services, you agree to be bound by these terms and all applicable laws and regulations. Please read these terms carefully before using our services or submitting any personal or financial information.

Acceptance of Terms and Service Agreement

By using the SRK CAPITAL website or any of our mortgage services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you may not use our services. We reserve the right to modify these terms at any time, and your continued use of our services following any changes constitutes your acceptance of the updated terms. As a licensed mortgage broker in California, we operate under strict regulatory guidelines to ensure fair and transparent lending practices.

Our Mortgage Services and Your Responsibilities

SRK CAPITAL provides mortgage brokerage services, including loan origination, rate comparison, and financial advisory services related to home financing. When you use our services, you agree to provide accurate, current, and complete information about yourself and your financial situation. You understand that any mortgage approval is subject to underwriting guidelines, credit approval, and verification of information provided. Providing false or misleading information may result in denial of services and could have legal consequences. You are responsible for reviewing all loan documents carefully and seeking independent legal or financial advice if needed.

Use of Website and Intellectual Property

All content on the SRK CAPITAL website, including text, graphics, logos, images, audio clips, and software, is the property of SRK CAPITAL or its content suppliers and is protected by U.S. and international copyright laws. You may access and use our website for personal, non-commercial purposes only. You may not modify, copy, distribute, transmit, display, reproduce, publish, license, create derivative works from, transfer, or sell any information or content obtained from our website without our prior written consent. Our mortgage calculators and rate tools are provided for informational purposes only and should not be considered as a loan commitment or guarantee of rates.

Disclaimers and Limitations of Liability

While we strive to provide accurate and up-to-date information, SRK CAPITAL makes no warranties or representations about the accuracy, reliability, completeness, or timeliness of the content on our website. Mortgage rates and terms are subject to change without notice and may vary based on individual creditworthiness and other factors. We are not responsible for any decisions you make based on information provided on our website. In no event shall SRK CAPITAL be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our services.

Dispute Resolution and Governing Law

These Terms of Service are governed by the laws of the State of California. Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You agree to waive any right to a jury trial or to participate in a class action lawsuit. If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

These Terms of Service were last updated on the date shown below. We recommend that you review these terms periodically to stay informed of any changes that may affect your use of our services.