Privacy Policy

1. Introduction

SRK CAPITAL ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website srkloans.com or use our mortgage services.

2. Information We Collect

Personal Information

We may collect personally identifiable information that you provide to us, such as:

• Name, address, and contact information
• Social Security Number and date of birth
• Employment and income information
• Financial information including assets and liabilities
• Credit history and credit scores
• Property information

Automatically Collected Information

When you visit our website, we may automatically collect:

• IP address and browser type
• Device information
• Pages visited and time spent on pages
• Referring website addresses
• Cookies and usage data

3. How We Use Your Information

We use the information we collect to:

• Process your mortgage application
• Verify your identity and eligibility for loan products
• Communicate with you about your application and our services
• Comply with legal and regulatory requirements
• Improve our website and services
• Protect against fraud and unauthorized transactions
• Market our services to you (with your consent)

4. Information Sharing and Disclosure

We may share your information with:

• Lenders and financial institutions for loan processing
• Credit reporting agencies
• Title companies, appraisers, and other service providers
• Government agencies as required by law
• Our affiliates and business partners
• Third-party service providers who assist in our operations

We do not sell, trade, or rent your personal information to others without your consent, except as described in this policy.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, firewalls, and restricted access to personal information.

However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Your Rights and Choices

You have the right to:

• Access and receive a copy of your personal information
• Correct inaccurate or incomplete information
• Request deletion of your personal information (subject to legal requirements)
• Opt-out of marketing communications
• Withdraw consent where we rely on consent to process your information

7. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete personal information, the right to opt-out of the sale of personal information, and the right to non-discrimination.

8. Children's Privacy

Our services are not directed to individuals under 18 years of age, and we do not knowingly collect personal information from children under 18.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

10. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us at: