Partner with SRK CAPITAL
Purchase files that close in 17-21 days, and you never chase us for status
Why Choose SRK CAPITAL as a Lender Partner?
Sebastian Naranjo, Founder
"At SRK CAPITAL we close purchase files in 17-21 days and every loan we pre-approve funds. That is what our realtor partners are really buying: a file that lands on the date you promised your client. Our partnership approach means we grow together."
Two Million Views a Month
2,000,000+
Average monthly views across our team's social accounts. Partner agents get featured in the content we produce.
67 Monarch Bay Drive
32101 Coast Hwy
77 Old Course Drive
7 Water Port
1927 Bayside Drive
414 Bluebird Canyon Dr
2812 Carob St
1168 Skyline Dr
You have probably seen us on Instagram or TikTok. Founded in 2022, SRK CAPITAL has quickly established itself as a leading mortgage lender. What you may not have known is the size of the audience our team reaches every month. We do not only use it to promote ourselves — the agents we work with get featured in the content we produce.
- ✓Purchase files close in 17-21 days
- ✓Every loan we pre-approve funds
- ✓Milestone updates pushed to you, never requested
- ✓Access to 160+ wholesale lender partners for your clients
- ✓Partner agents featured to our team's 2M+ monthly social audience
What You Can Expect
The three things agents tell us they actually need from a lender
You never chase us for status
We push you an update at every milestone that matters — appraisal ordered, appraisal back, conditional approval, closing disclosures sent — without you having to ask.
17-21 day closings
Our purchase files close in 17-21 days, roughly two weeks inside the 30-45 day industry standard. Your buyer competes on terms, not just price.
The lender you call on a hard file
Self-employed and bank-statement borrowers, DSCR, non-warrantable condos, and every condo caught by the 2026 project-review rules. With 160+ wholesale lender partners we place the files other lenders hand back.
Your Trusted Mortgage Lender
Explore our Mortgage Products
Revolutionizing the mortgage lending experience for you and your clients.
Refer a ClientWhat Our Clients Have to Say
Real Estate Agents & Clients Agree: SRK CAPITAL is A Better Home Lender
We are first time home buyers, and working with Kai was such a great experience! He made sure the process was as smooth as possible. He guided us through every step with clear communication and attention to detail. Kai was always prepared for the next steps, making us feel confident and well-supported throughout. We truly trust Kai, and we know anyone who works with him will be in good hands. Thank you, Kai and Sebastian, you are an amazing team!
Junyao F.
Sebastian and Kai are OUTSTANDING, a pleasure to work with! They went above and beyond to make buying our first home experience easy and straightforward. They are very knowledgeable and offer excellent service! They were on top of all communication and were quick to respond with any questions we had. They even answer outside of normal business hours. They are truly incredible and I would work with the team again! Highly recommend them!
Suzanne M.
The SRK CAPITAL team is an absolute pleasure to do business with. My real estate partner Dylan and I had met Sebastian through the Newport Beach Chamber of Commerce. It was so great to finally work together for the first time. They were always very responsive, helped us with a short 17 day close of escrow, and exceeded all expectations! I highly recommend Sebastian and his team if you are looking for a stress free and fun mortgage broker!
Jules W.
SRK CAPITAL Featured Agents
Our Featured Agents are industry leaders and local experts known for their dedication, and exceptional results.
Daniel Tsarik
Corona Del Mar's Premier Real Estate Agent
Raul Leaños
Coachella Valley Real Estate Expert
Dennis Phan
Distinguished Irvine Real Estate Agent
Merek Greene
San Diego's Top 30 Under 30 Realtor
The Wilson Team
Top Southern California Realtors
Daniel Tsarik
Corona Del Mar's Premier Real Estate Agent
Raul Leaños
Coachella Valley Real Estate Expert
Dennis Phan
Distinguished Irvine Real Estate Agent
Merek Greene
San Diego's Top 30 Under 30 Realtor
The Wilson Team
Top Southern California Realtors
FAQs
Got questions about mortgages? We've got answers! Check out our FAQs below.
Purchase files close in 17-21 days, every loan we pre-approve funds, and we push you an update at each milestone so you are never chasing us for status. Behind that sits access to 160+ wholesale lender partners, which is how we place the files other lenders hand back.
Our purchase files close in 17-21 days. That is roughly two weeks inside the 30-45 day industry standard, which lets your buyer compete on terms rather than only on price.
It funds. Our pre-approval means the file has been through underwriting rather than a soft credit pull, so when you write the offer you are not carrying the risk that it falls apart at the closing table.
Yes, and this is worth planning for. As of 3 August 2026 Fannie Mae and Freddie Mac retired the limited review process, so every condo now gets a full project review and an underfunded or underinsured HOA can make a unit ineligible for conventional financing. Send us the address before you write the offer and we will tell you what the project looks like.
Start by becoming a partner so we know who you are and how you want to be reached. After that you can send a client straight to your loan officer, or book a consultation on our site. Either way you get the milestone updates without asking for them.
Conventional, FHA, VA, USDA, jumbo, DSCR, bank statement, and specialty programs. With 160+ wholesale lender partners we find the right fit for virtually any client scenario, including self-employed borrowers and non-warrantable condos.