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The Napa real estate market in Napa County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.
SRK CAPITAL provides comprehensive mortgage services for Napa residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the Napa County market ensures you get the best rates and terms available.
Last updated: 2026-01-01
Discover luxury living in Napa Valley's vibrant city, home to world-class dining, the Wine Train, and historic neighborhoods just minutes from renowned wineries.
Wine Country's Premier City Market Data
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* Rates shown as of 2/25/2026 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
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Vibrant urban core with wine tasting rooms, restaurants, Opera House, and walkable amenities
National Register neighborhood with stunning Victorian, Craftsman, and Queen Anne homes from 1870s-1920s
Family-friendly area with excellent schools, parks, and Silverado Country Club access
Historic riverside neighborhood with tree-lined streets and multi-million dollar waterfront properties
Hillside community offering scenic valley views and charming residential character
Discover mortgage opportunities in communities near Napa
Culinary capital of Napa Valley with Michelin-starred restaurants
Gateway to Wine Country with affordable housing and growing community
Historic plaza town with diverse wines and farm-to-table cuisine
Premier wine destination with boutique shops and historic Main Street
Discover luxury living in wine country's vibrant heart. From historic Fuller Park mansions to downtown lofts near the Wine Train, find your perfect Napa lifestyle.
Updated 2/24/2026
Napa Ca Napa Guide is updated daily with practical mortgage guidance for this page.