Question 1

Do I need to be at Travis AFB to use a VA loan in Fairfield?

Accepted Answer

No. Any eligible veteran or active-duty member can use a VA loan here. Travis AFB just means more local VA experience.

Question 2

Can I use my VA benefit more than once?

Accepted Answer

Yes. You can restore entitlement after selling and paying off a prior VA loan. A VA lender can check your current eligibility status.

Question 3

What property types qualify for VA loans in Fairfield?

Accepted Answer

Single-family homes and VA-approved condos qualify. The property must be your primary residence — investment properties do not.

Question 4

How long does a VA loan take to close?

Accepted Answer

Typically 30 to 45 days. VA appraisals can add time. Working with a lender experienced in VA keeps the timeline tight.

Question 5

Is there a minimum loan amount for VA loans?

Accepted Answer

No minimum. But most lenders set their own floor, often around $75,000. Ask your broker before assuming any amount works.

Question 6

Does my surviving spouse qualify for a VA loan in Solano County?

Accepted Answer

Possibly. Surviving spouses of service members who died in the line of duty may qualify. A COE will confirm eligibility.

VA Loans in Fairfield, CA — Zero Down for Veterans