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SRK CAPITAL News
Stay informed with the latest mortgage industry updates, market trends, and expert insights
Showing 1-6 of 101 articles
FHA Loans
FHA Mortgage Insurance Explained: How It Works, Why It Exists, and What It Really Costs You
FHA mortgage insurance is the trade-off for a 3.5% down payment and flexible credit requirements. It comes in two parts, follows different rules than conventional PMI, and for most borrowers never cancels on its own. Here is how it actually works before you sign.
SRK CAPITAL News TeamJul 179 min read
#FHA Loans#Mortgage Insurance#MIP
Investment Financing
DSCR Loan vs Hard Money Loan: Which Is Right for Your Investment?
DSCR loans and hard money loans are both popular with real estate investors, but they serve different purposes. Compare rates, terms, qualification requirements, and ideal use cases.
SRK CAPITAL News TeamJul 176 min read
#DSCR Loans#Hard Money Loans#Real Estate Investment
VA Loans
VA Construction Loans: Building a Home with $0 Down — and the Two-Loan Route Most Veterans Use Instead
The VA construction loan is real: land, build, and permanent financing in one closing with no down payment. It is also one of the hardest VA products to actually get. Here is how the one-time close works, why builders and lenders avoid it, and when the conventional-then-refinance route wins.
SRK CAPITAL News TeamJun 1211 min read
#VA Loans#Construction Financing#New Construction
VA Loans
The VA Funding Fee in 2026: What You Pay, Who Pays Nothing, and When to Put Money Down Anyway
The funding fee is the one real cost of a VA loan, ranging from 0.5% to 3.3% of the loan amount. Roughly a third of VA borrowers are exempt and many of the rest finance it without running the math. On a $600,000 California purchase, that math is worth $4,000-$6,000.
SRK CAPITAL News TeamJun 1210 min read
#VA Funding Fee#VA Loans#VA Loan Costs
VA Loans
VA Loan Disqualifiers: What Actually Stops an Approval (and What Just Delays One)
Most "VA loan disqualifier" lists mix permanent problems with paperwork problems. Only two things genuinely block the benefit: your discharge status and unresolved federal debt. Almost everything else is a timing issue you can fix.
SRK CAPITAL News TeamJun 1211 min read
#VA Loans#Veterans#Mortgage Requirements
Investment Financing
DSCR Loan Pros and Cons: Complete 2026 Guide for Real Estate Investors
DSCR loans offer no income verification and unlimited property counts, but carry higher rates and larger down payment requirements. This guide breaks down every advantage and disadvantage with specific numbers.
SRK CAPITAL News TeamApr 37 min read
#DSCR Loans#Real Estate Investment#Non-QM Loans