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SRK CAPITAL News
Stay informed with the latest mortgage industry updates, market trends, and expert insights
Showing 1-6 of 95 articles
VA Loans
VA Construction Loans: Building a Home with $0 Down — and the Two-Loan Route Most Veterans Use Instead
The VA construction loan is real: land, build, and permanent financing in one closing with no down payment. It is also one of the hardest VA products to actually get. Here is how the one-time close works, why builders and lenders avoid it, and when the conventional-then-refinance route wins.
SRK CAPITAL News TeamJun 1211 min read
#VA Loans#Construction Financing#New Construction
VA Loans
The VA Funding Fee in 2026: What You Pay, Who Pays Nothing, and When to Put Money Down Anyway
The funding fee is the one real cost of a VA loan, ranging from 0.5% to 3.3% of the loan amount. Roughly a third of VA borrowers are exempt and many of the rest finance it without running the math. On a $600,000 California purchase, that math is worth $4,000-$6,000.
SRK CAPITAL News TeamJun 1210 min read
#VA Funding Fee#VA Loans#VA Loan Costs
VA Loans
VA Loan Disqualifiers: What Actually Stops an Approval (and What Just Delays One)
Most "VA loan disqualifier" lists mix permanent problems with paperwork problems. Only two things genuinely block the benefit: your discharge status and unresolved federal debt. Almost everything else is a timing issue you can fix.
SRK CAPITAL News TeamJun 1211 min read
#VA Loans#Veterans#Mortgage Requirements
Interest Rates
Mortgage Rate Predictions 2026-2030: What Borrowers Can Actually Use
Most borrowers searching for mortgage rate predictions 2026-2030 want one clean number for each year. The market does not work that way. The useful answer is the 2026 base case, the 2027 direction, and the reality that 2028-2030 forecasts are mostly scenario work.
SRK CAPITAL News TeamMar 148 min read
#Mortgage Rates#Interest Rates#Market Forecast
Financial Solutions
Will Home Equity Rates Decline in 2026? What HELOC Borrowers Should Expect
Home equity rates are lower than their 2025 highs, but the bigger question is how much more room is left in 2026. HELOCs and fixed home equity loans are likely to ease only gradually unless Fed policy and lender spreads move more aggressively.
SRK CAPITAL News TeamMar 146 min read
#Home Equity#HELOC#Home Equity Loan
Alternative Financing
Bank Statement Loans: How Self-Employed Borrowers Actually Get Approved
Self-employed borrowers write off everything they can on taxes, then get penalized for it when applying for a mortgage. Bank statement loans fix that problem by qualifying you on deposits, not taxable income.
SRK CAPITAL News TeamMar 137 min read
#Bank Statement Loans#Self-Employed#Non-QM Loans