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SRK CAPITAL News
Stay informed with the latest mortgage industry updates, market trends, and expert insights
Showing 1-6 of 92 articles
Interest Rates
Mortgage Rate Predictions 2026-2030: What Borrowers Can Actually Use
Most borrowers searching for mortgage rate predictions 2026-2030 want one clean number for each year. The market does not work that way. The useful answer is the 2026 base case, the 2027 direction, and the reality that 2028-2030 forecasts are mostly scenario work.
SRK CAPITAL News TeamMar 148 min read
#Mortgage Rates#Interest Rates#Market Forecast
Financial Solutions
Will Home Equity Rates Decline in 2026? What HELOC Borrowers Should Expect
Home equity rates are lower than their 2025 highs, but the bigger question is how much more room is left in 2026. HELOCs and fixed home equity loans are likely to ease only gradually unless Fed policy and lender spreads move more aggressively.
SRK CAPITAL News TeamMar 146 min read
#Home Equity#HELOC#Home Equity Loan
Alternative Financing
Bank Statement Loans: How Self-Employed Borrowers Actually Get Approved
Self-employed borrowers write off everything they can on taxes, then get penalized for it when applying for a mortgage. Bank statement loans fix that problem by qualifying you on deposits, not taxable income.
SRK CAPITAL News TeamMar 137 min read
#Bank Statement Loans#Self-Employed#Non-QM Loans
Investment Financing
DSCR Loans in California: What Investors Actually Need to Know
California rental markets make DSCR loans work differently than anywhere else. Higher property values, stronger rents, and county-by-county loan limits change the math for investors.
SRK CAPITAL News TeamMar 138 min read
#DSCR Loans#California Real Estate#Real Estate Investment
Interest Rates
Mortgage Buydowns: How to Buy Down Your Interest Rate (and When It Actually Makes Sense)
A 2-1 buydown on a $500K loan saves you $600/month in year one. But it costs someone $12,000 upfront. Here is when buying down your rate is worth it and when you are better off putting that money elsewhere.
SRK CAPITAL News TeamMar 138 min read
#Interest Rates#Mortgage Strategy#Discount Points
Mortgage Education
What Is the Lowest Credit Score for Conventional Loans?
Learn about the minimum credit score requirements for conventional loans, how your score affects rates and terms, and strategies to qualify for the best conventional mortgage options.
SRK CAPITAL News TeamJan 2613 min read
#Conventional Loans#Credit Score#Mortgage Requirements