The Pacific Grove real estate market in Monterey County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.
SRK CAPITAL provides comprehensive mortgage services for Pacific Grove residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the Monterey County market ensures you get the best rates and terms available.
Last updated: 2026-01-01
Experience timeless elegance in America's last hometown, where Victorian architecture meets monarch butterflies and dramatic coastline along Monterey Bay.
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Victorian charm meets coastal beauty
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* Rates shown as of 1/17/2026 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
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Tree-lined streets with preserved Victorian homes and cottages from the 1800s Methodist retreat era
Oceanfront neighborhood near beautiful Lovers Point Beach with tide pools and sea otter viewing
Coastal residential area near Asilomar State Beach with conference grounds and dune landscapes
Elevated hillside neighborhood with tree-covered streets and views of Monterey Bay
Quiet residential district surrounding the famous monarch butterfly sanctuary and preserve
Discover mortgage opportunities in communities near Pacific Grove
Step into America's last hometown where Victorian elegance meets Pacific beauty. From monarch butterflies to historic lighthouses, Pacific Grove offers timeless coastal living.
Fairy tale village with white-sand beach, art galleries, and luxury boutiques
