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The Seaside real estate market in Monterey County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.
SRK CAPITAL provides comprehensive mortgage services for Seaside residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the Monterey County market ensures you get the best rates and terms available.
Last updated: 2026-01-01
Find affordable coastal living near CSUMB campus, where family-friendly neighborhoods meet Fort Ord Dunes State Park and Monterey Bay beaches.
Affordable coastal university town
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* Rates shown as of 2/25/2026 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
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University neighborhood with student housing, faculty residences, and campus cultural events
Coastal residential area near state park with beach access and natural sand dune landscapes
Newer development area on former Fort Ord land with mixed-income housing options
Affordable family housing community within walking distance of CSUMB campus
Historic city center with local businesses, restaurants, and community services
Discover mortgage opportunities in communities near Seaside
Former Fort Ord with CSU Monterey Bay, dunes preserve, and kite surfing
Artist colony with West End Celebration galleries and coastal recreation
Garden city with Frog Pond Wetland Preserve and former Fort Ord access
Historic capital with Cannery Row, Monterey Bay Aquarium, and Fisherman's Wharf
Butterfly Town USA with Victorian homes and Lover's Point coastal trail
Discover Seaside's perfect blend of university energy, natural beauty, and affordability. From CSUMB campus life to Fort Ord dunes, find your coastal home without the premium price.
Updated 2/24/2026
Monterey Ca Seaside Guide is updated daily with practical mortgage guidance for this page.