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Discover quiet family living in Monterey County's hidden gem - a safe, close-knit community of 1,600 residents in the Peninsula's sunbelt.
Explore mortgage options in Del Rey Oaks, Monterey County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing.Get personalized rates and expert guidance from SRK Capital's local mortgage team.
Small town charm on the Peninsula
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* Rates shown as of and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © SRK CAPITAL INC.
Quiet residential area with family homes and peaceful suburban atmosphere
Cul-de-sac community with well-maintained homes and friendly neighbors
Main residential district along Highway 218 with easy Peninsula access
Established residential community with condominiums and townhomes
Nature-adjacent homes near the tranquil wetland preserve and walking trails
Paste a listing URL and get a detailed breakdown of which loan programs fit the property, with payment examples and risk flags.
Experience the best of both worlds in Del Rey Oaks - intimate small-town living with all Peninsula attractions minutes away. Join our friendly community of 1,600 neighbors.
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Most diverse city with CSU Monterey Bay and Fort Ord National Monument