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The Del Rey Oaks real estate market in Monterey County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.
SRK CAPITAL provides comprehensive mortgage services for Del Rey Oaks residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the Monterey County market ensures you get the best rates and terms available.
Last updated: 2026-01-01
Discover quiet family living in Monterey County's hidden gem - a safe, close-knit community of 1,600 residents in the Peninsula's sunbelt.
Small town charm on the Peninsula
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* Rates shown as of 2/25/2026 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © 2026 SRK CAPITAL INC.
Quiet residential area with family homes and peaceful suburban atmosphere
Cul-de-sac community with well-maintained homes and friendly neighbors
Main residential district along Highway 218 with easy Peninsula access
Established residential community with condominiums and townhomes
Nature-adjacent homes near the tranquil wetland preserve and walking trails
Discover mortgage opportunities in communities near Del Rey Oaks
Historic capital with Cannery Row, Monterey Bay Aquarium, and Fisherman's Wharf
Most diverse city with CSU Monterey Bay and Fort Ord National Monument
Artist colony with West End Celebration galleries and coastal recreation
Former Fort Ord with CSU Monterey Bay, dunes preserve, and kite surfing
Salad Bowl of the World and Steinbeck's hometown with agricultural heritage
Experience the best of both worlds in Del Rey Oaks - intimate small-town living with all Peninsula attractions minutes away. Join our friendly community of 1,600 neighbors.
Updated 2/24/2026
Monterey Ca Del Rey Oaks Guide is updated daily with practical mortgage guidance for this page.