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California's least populated mountain county with alpine lakes and wilderness
What little trades in California's least populated county
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* Rates shown as of and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $149.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
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The county seat, under 300 people, next to Grover Hot Springs and the start of the Death Ride.
Ski-season second homes, where condo and cabin financing follows different rules than a primary residence.
Acreage along Highway 89 and 4, usually on well and septic rather than town services.
The smallest county in California trades a handful of houses a year, so the financing is worth settling early
Officially Serving Alpine County homebuyers since 2022
Listings up here are rare, so it helps to have financing settled before one comes up. Rates from 160+ wholesale lenders.
Updated 9/27/2026
Alpine Ca is updated daily with practical mortgage guidance for this page.