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The Sutter Creek real estate market in Amador County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.
SRK CAPITAL provides comprehensive mortgage services for Sutter Creek residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the Amador County market ensures you get the best rates and terms available.
Last updated: 2026-01-01
Discover the "Jewel of the Mother Lode" where Victorian architecture, boutique shopping, and artistic culture create California's most charming Gold Rush town.
Victorian town real estate insights and mortgage rates
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* Rates shown as of 2/25/2026 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
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Victorian homes and commercial buildings in walkable downtown
Quiet residential area with historic cottages and gardens
Elevated homes with views of surrounding foothills
Larger properties with acreage and privacy
Newer developments with modern amenities
Discover mortgage opportunities in communities near Sutter Creek
California's smallest city preserving authentic Gold Rush heritage since 1850s
County seat with casino resort, shopping, and historic Kennedy Mine
Heart of Shenandoah Valley with 40+ wineries and vineyard estates
Castle Oaks golf community and gateway to Shenandoah Valley wine country
El Dorado County seat with historic downtown and apple farms
From Victorian mansions to modern homes, find your perfect Sutter Creek property. Get pre-approved with competitive rates and Gold Country expertise.
Updated 2/24/2026
Amador Ca Sutter Creek Guide is updated daily with practical mortgage guidance for this page.