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The Mammoth Lakes real estate market in Mono County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.
SRK CAPITAL provides comprehensive mortgage services for Mammoth Lakes residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the Mono County market ensures you get the best rates and terms available.
Last updated: 2026-01-01
California's premier ski town at 7,880 feet elevation with 400 inches annual snowfall, The Village entertainment district, and year-round outdoor recreation.
Eastern Sierra ski resort town with four-season recreation
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* Rates shown as of 2/25/2026 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
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Resort core with ski-in/ski-out condos, shops, and entertainment
Established residential area with cabins and mountain homes
Golf course community with condos and athletic club access
Luxury golf course community with custom homes
Newer lodge-style developments near Eagle Express base
Discover mortgage opportunities in communities near Mammoth Lakes
Thriving community with local charm and growing opportunities
California's fifth-largest city and Raisin Capital with Tower District arts scene
Gateway to the Sierras with historic Old Town charm and family-friendly communities
Thriving community with local charm and growing opportunities
Gateway to China Lake Naval Weapons Station in the Mojave Desert
Secure financing for Mammoth Lakes living - ski-in/ski-out condos, mountain cabins, or vacation rentals in California's premier four-season resort town.
Updated 2/24/2026
Mono Ca Mammoth Lakes Guide is updated daily with practical mortgage guidance for this page.