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SRK CAPITAL News
Stay informed with the latest mortgage industry updates, market trends, and expert insights
Showing 1-6 of 11 articles
VA Loans
VA Construction Loans: Building a Home with $0 Down — and the Two-Loan Route Most Veterans Use Instead
The VA construction loan is real: land, build, and permanent financing in one closing with no down payment. It is also one of the hardest VA products to actually get. Here is how the one-time close works, why builders and lenders avoid it, and when the conventional-then-refinance route wins.
SRK CAPITAL News TeamJun 1211 min read
#VA Loans#Construction Financing#New Construction
VA Loans
The VA Funding Fee in 2026: What You Pay, Who Pays Nothing, and When to Put Money Down Anyway
The funding fee is the one real cost of a VA loan, ranging from 0.5% to 3.3% of the loan amount. Roughly a third of VA borrowers are exempt and many of the rest finance it without running the math. On a $600,000 California purchase, that math is worth $4,000-$6,000.
SRK CAPITAL News TeamJun 1210 min read
#VA Funding Fee#VA Loans#VA Loan Costs
VA Loans
VA Loan Disqualifiers: What Actually Stops an Approval (and What Just Delays One)
Most "VA loan disqualifier" lists mix permanent problems with paperwork problems. Only two things genuinely block the benefit: your discharge status and unresolved federal debt. Almost everything else is a timing issue you can fix.
SRK CAPITAL News TeamJun 1211 min read
#VA Loans#Veterans#Mortgage Requirements
VA Loans
VA Seller Concessions: Complete Guide to VA Loan Closing Costs and Seller Credits
Master VA seller concessions including maximum limits, allowable vs non-allowable fees, closing cost strategies, and how to negotiate seller credits for your VA home loan purchase.
SRK CAPITAL News TeamSep 915 min read
#VA Seller Concessions#VA Closing Costs#VA Non-Allowable Fees
VA Loans
How Many Times Can You Use a VA Loan? Multiple VA Loans Explained
Learn how many times you can use a VA loan, understand second VA loan rules, discover how to have two VA loans at the same time, and maximize your VA loan benefits for multiple properties.
SRK CAPITAL News TeamSep 913 min read
#Multiple VA Loans#Second VA Loan#VA Loan Entitlement
VA Loans
VA Loan Refinance Options: Complete Guide to Refinancing Your VA Loan
Discover all VA loan refinance options including how to refinance VA loan to conventional, IRRRL streamline refinancing, cash-out refinancing, and timing considerations for maximum savings.
SRK CAPITAL News TeamSep 914 min read
#VA Loan Refinance#Refinance VA to Conventional#VA IRRRL