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Pismo Beach, CA Real Estate Market Overview

Current Market Statistics for Pismo Beach:

  • Median Home Price: $650,000
  • Price Per Square Foot: $450/sq ft
  • Average Days on Market: 30 days
  • Homes for Sale: 500 homes

The Pismo Beach real estate market in San Luis Obispo County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.

Mortgage Services in Pismo Beach

SRK CAPITAL provides comprehensive mortgage services for Pismo Beach residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the San Luis Obispo County market ensures you get the best rates and terms available.

Last updated: 2026-01-01

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Important Rate Information

* Rates shown as of 1/17/2026 and subject to change without notice.

* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.

* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.

* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).

* Contact an SRK CAPITAL loan officer for a personalized rate quote.

NMLS #2043372 | DRE #01961971

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Popular Pismo Beach Neighborhoods

Downtown Pismo Beach

Urban living with walkable amenities

East Pismo Beach

Established residential neighborhoods

West Pismo Beach

Growing area with new developments

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Pismo Beach, San Luis Obispo County, CA Real Estate Market

Current mortgage rates and real estate market data for Pismo Beach, California

SRK CAPITAL offers competitive rates for home loans in San Luis Obispo County

  • FHA Loans in Pismo Beach
  • VA Loans for Veterans in San Luis Obispo County
  • Conventional Mortgages in Pismo Beach, CA
  • Jumbo Loans for Luxury Properties
  • Refinancing Options for Pismo Beach Homeowners

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