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San Luis Obispo, CA Real Estate Market Overview

Current Market Statistics for San Luis Obispo:

Median Home Price: $650,000
Price Per Square Foot: $450/sq ft
Average Days on Market: 30 days
Homes for Sale: 500 homes

The San Luis Obispo real estate market in San Luis Obispo County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.

Mortgage Services in San Luis Obispo

SRK CAPITAL provides comprehensive mortgage services for San Luis Obispo residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the San Luis Obispo County market ensures you get the best rates and terms available.

Last updated: 2026-01-01

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Median Price

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Important Rate Information

* Rates shown as of 1/17/2026 and subject to change without notice.

* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.

* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.

* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).

* Contact an SRK CAPITAL loan officer for a personalized rate quote.

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Popular San Luis Obispo Neighborhoods

Downtown San Luis Obispo

Urban living with walkable amenities

East San Luis Obispo

Established residential neighborhoods

West San Luis Obispo

Growing area with new developments

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San Luis Obispo, San Luis Obispo County, CA Real Estate Market

Current mortgage rates and real estate market data for San Luis Obispo, California

SRK CAPITAL offers competitive rates for home loans in San Luis Obispo County

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VA Loans for Veterans in San Luis Obispo County
Conventional Mortgages in San Luis Obispo, CA
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