The Salinas real estate market in Monterey County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.
SRK CAPITAL provides comprehensive mortgage services for Salinas residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the Monterey County market ensures you get the best rates and terms available.
Last updated: 2026-01-01
Discover affordable living in John Steinbeck's hometown, the world's lettuce capital and heart of California's $8 billion agricultural valley.
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Steinbeck country agricultural capital
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* Rates shown as of 1/17/2026 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
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Downtown cultural heart with National Steinbeck Center, Victorian architecture, and tech startups
Northern hillside neighborhood with rolling hills and wooded gulches developed in the 1990s
Established residential area with creeks and natural landscapes in northeast Salinas
Family-friendly suburban development from the 1990s building boom
Hillside community with elevated views of the Salinas Valley agricultural fields
Discover mortgage opportunities in communities near Salinas
Experience affordable valley living where literature meets agriculture. From historic Oldtown to modern family neighborhoods, find your place in the Salad Bowl of the World.
Former Fort Ord with CSU Monterey Bay, dunes preserve, and kite surfing
