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Thousand Oaks set aside more than fifteen thousand acres of open space around itself, which keeps the city green and keeps its housing supply tight.
Explore mortgage options in Thousand Oaks, Ventura County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing. Get personalized rates and expert guidance from SRK CAPITAL's local mortgage team.
Conejo Valley prices, tracked as they move
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Supply is tight and offers move fast. Get fully underwritten before you start looking.
The commercial center with the mall, the arts plaza and the housing around them.
A gated hillside community on the northern side with the largest houses in the city.
The western end of the city, a distinct community with its own identity.
* Rates shown as of and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $149.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © SRK CAPITAL INC.
Buying a home in Thousand Oaks starts with matching the right loan program to the neighborhood you want and the payment you can carry.
Ventura County anchors this corner of Southern California's housing market, and Thousand Oaks reflects it — lending volume, inventory, and price points here track the county while staying distinctly local.
Financing choices in Thousand Oaks span conventional, FHA, VA, and jumbo structures, and the right fit depends on documentation, credit profile, and program-specific loan limits.
Thousand Oaks borrowers frequently compare options against nearby communities such as Camarillo, Fillmore, Moorpark.
Updated 9/27/2026
Ventura Ca Thousand Oaks is updated daily with practical mortgage guidance for this page.