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Camarillo sits where the Conejo grade drops onto the Oxnard plain, with strawberry fields on one side and hillside subdivisions on the other.
Explore mortgage options in Camarillo, Ventura County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing. Get personalized rates and expert guidance from SRK CAPITAL's local mortgage team.
Plain and hillside, priced apart
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Insurance and jumbo pricing both come first here. Let us line them up before you write.
The original town center with the old buildings and the closest housing.
An established residential area with consistent family housing and good schools.
The hillside edge with larger lots and views over the plain.
* Rates shown as of and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $149.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © SRK CAPITAL INC.
Homebuyers in Camarillo weigh loan programs, neighborhood pricing, and lender fit before locking a rate.
As one of the communities that make up Ventura County in Southern California, Camarillo moves with county-wide lending trends while keeping its own inventory and pricing rhythm.
Camarillo buyers choose among conventional, FHA, VA, and jumbo paths — each with its own down-payment floor, credit expectations, and county loan limits.
Camarillo borrowers frequently compare options against nearby communities such as Fillmore, Moorpark, Ojai.
Updated 9/27/2026
Ventura Ca Camarillo is updated daily with practical mortgage guidance for this page.