Portfolio ARM Loans
Personalized ARM Solutions for Complex Financial Situations
When traditional lenders say no, SRK CAPITAL says yes. Our portfolio ARM loans are designed for self-employed borrowers, high net worth individuals, foreign nationals, and unique income situations. Experience asset-based qualification with competitive ARM rates and fully personalized terms that work with your specific financial profile.
Better Lending Experience
Clear communication, transparent process, and personalized guidance from our experienced team every step of the way.
Bespoke Solutions
Fully customized ARM loans tailored to your unique financial situation and goals, not one-size-fits-all products.
Portfolio ARM Features
Asset-based lending solutions designed for borrowers with complex financial profiles who need flexible qualification requirements.
Asset-Based Approval Made Simple
Finally, a loan that makes sense for real-world finances. No pay stubs, no tax return complications, no debt-to-income calculations. Qualify based on your assets and financial strength—perfect for entrepreneurs, retirees, and investors who don't fit the traditional employment box but have the wealth to support their loan.
Speed Without Compromise
Get the quick decisions you need without sacrificing loan quality. We eliminate unnecessary delays while securing competitive rates and providing thorough service. When timing matters for your investment or purchase, we deliver the rapid response that keeps your plans on track.
Million-Dollar Loans, Maximum Flexibility
Access $1M to $3.5M in financing with loan-to-value ratios designed around your assets, not rigid bank formulas. Perfect for luxury primary homes, prestigious second properties, or high-value investment opportunities. Get the substantial financing you deserve with terms that actually make sense for your wealth level.
Rates That Beat the Competition
Why pay more than necessary? Our ARM products start with attractive fixed rates that are often significantly below market averages, giving you immediate savings from day one. Contact us to see current rates that will likely surprise you.
Complete Financial Freedom
Enjoy true flexibility with zero prepayment penalties and no balloon payments. Your loan fully amortizes over 30 years, giving you the freedom to refinance or pay off your mortgage early whenever it makes sense for your financial goals—without any additional costs or restrictions.
No Borders, No Barriers to Homeownership
Where others see complications, we see opportunities. Whether you're a U.S. citizen, permanent resident, or foreign national, your path to financing is wide open. International assets, business funds from abroad, and foreign income sources are all acceptable with appropriate documentation. Experience lending that's as global as your success.
Available Loan Programs
Enjoy 3 years of guaranteed rate protection with payments that won't change. Our attractive SOFR ARM gives you budget certainty when you need it most.
Enjoy 5 years of guaranteed rate protection with payments that won't change. Our attractive SOFR ARM gives you extended budget certainty and peace of mind.
Ready to Explore Your Portfolio Loan Options?
Contact our experienced team to discuss how our portfolio ARMs can work for your unique financial situation.
Get Current Rates & InfoFrequently Asked Questions
Get answers to common questions about our Portfolio ARM loans
SRK CAPITAL Portfolio Loan Explained
Our Portfolio ARM loans feature Asset Based Qualification - no income verification required. Reserve requirements vary by property type: 12 months of principal and interest payments for primary residences and second homes, 24 months for cash-out refinances and borrowers without credit scores. Additional reserves can actually lower your interest rate.
Ready to Get Started?
Contact our experienced team to discuss how our Portfolio ARM loans can work for your unique financial situation.
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