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Montague sits in Shasta Valley with Mount Shasta filling the southern horizon, a small railroad town where very little ever comes to market.
Explore mortgage options in Montague, Siskiyou County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing. Get personalized rates and expert guidance from SRK CAPITAL's local mortgage team.
Valley prices under the mountain
Paste a listing URL and get a detailed breakdown of which loan programs fit the property, with payment examples and risk flags.
Rural appraisals out here need the right lender. Send us the parcel and we will find one.
A short commercial street with the civic buildings and the oldest houses.
The open valley with ranches, hay ground and the mountain beyond.
The road toward the county airport with rural parcels along it.
* Rates shown as of and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $149.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © SRK CAPITAL INC.
Homebuyers in Montague weigh loan programs, neighborhood pricing, and lender fit before locking a rate.
As one of the communities that make up Siskiyou County in Northern California, Montague moves with county-wide lending trends while keeping its own inventory and pricing rhythm.
Montague buyers choose among conventional, FHA, VA, and jumbo paths — each with its own down-payment floor, credit expectations, and county loan limits.
Montague borrowers frequently compare options against nearby communities such as Dorris, Dunsmuir, Etna.
Updated 9/27/2026
Siskiyou Ca Montague is updated daily with practical mortgage guidance for this page.