Question 1

Do VA loans work for Victorville condos?

Accepted Answer

Yes, but the condo project must be VA-approved. Check the VA's approved condo list before making an offer.

Question 2

Can I use my VA benefit more than once?

Accepted Answer

Yes. You can restore full entitlement after paying off a prior VA loan. Remaining entitlement can also support a second VA loan simultaneously.

Question 3

Is the VA funding fee negotiable?

Accepted Answer

No. The VA sets it. Veterans with service-connected disabilities are exempt — that's the only waiver available.

Question 4

How long does a VA loan take to close?

Accepted Answer

Typically 30-45 days. VA appraisals can add time if the property has condition issues.

Question 5

Does seller resistance to VA offers hurt in Victorville?

Accepted Answer

Some sellers prefer conventional offers. Your agent's framing matters. VA buyers can compete — especially in a slower High Desert market.

VA Loans in Victorville: Zero Down for Veterans