Question 1

Who qualifies for a community mortgage in Victorville?

Accepted Answer

Buyers in underserved communities with flexible income or credit profiles. Income limits and property location requirements vary by program.

Question 2

Can I combine this with down payment assistance in San Bernardino County?

Accepted Answer

Yes, many community mortgage programs are designed to stack with DPA grants. SRK CAPITAL structures these combinations regularly.

Question 3

How is this different from an FHA loan?

Accepted Answer

Community mortgages can offer more flexible qualification criteria and sometimes better mortgage insurance terms. FHA has standardized rules — these programs can adapt.

Question 4

Do I need to be a first-time buyer?

Accepted Answer

Not always. Some programs target first-time buyers, but others allow repeat buyers who meet income or area requirements.

Question 5

Does SRK CAPITAL offer community mortgage programs in Victorville?

Accepted Answer

Yes. We work with 200+ wholesale lenders and know which ones actively fund these programs in San Bernardino County.

Community Mortgages in Victorville, CA