Laguna Beach Real EstateWhere Art Meets Ocean Luxury
Experience California's premier coastal art colony with 81 galleries, world-famous festivals, scenic coves, and luxury homes averaging $3.5 million with panoramic Pacific views.
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California's premier coastal art colony with luxury oceanfront estates
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Important Rate Information
* Rates shown as of 10/12/2025 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © 2025 SRK CAPITAL INC.
Laguna Beach Communities
Top of the World
Hillside luxury estates with panoramic ocean views, Alta Laguna Park, and peaceful cul-de-sacs
North Laguna
Beachfront estates and renovated cottages near Heisler Park and Crystal Cove access
Laguna Village
Downtown core with art galleries, Main Beach, restaurants, and walkable coastal living
South Laguna/Victoria Beach
Exclusive gated communities near Victoria Beach with Pirate Tower landmark
Blue Lagoon
Oceanfront gated townhome community with direct Victoria Beach access
Finance Your Laguna Beach Coastal Estate
From Top of the World panoramic view homes to Victoria Beach oceanfront estates near art galleries and festivals, secure jumbo financing for your luxury coastal property.