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Live in America's best planned city with UC Irvine, Spectrum Center, Great Park, top-rated schools, and major tech companies in pristine master-planned villages.
Explore mortgage options in Irvine, Orange County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing. Homebuyers can also explore options available in nearby Tustin, Santa Ana, and Costa Mesa. Get personalized rates and expert guidance from SRK Capital's local mortgage team.
America's best planned city with world-class education and tech innovation
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* Rates shown as of Mar 26, 2026, 7:39 PM PST and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © 2026 SRK CAPITAL INC.
Established village with two lakes, pools, tennis courts, and parks
Family-friendly area near UC Irvine with shopping and outdoor activities
Upscale hillside community with nature trails and top schools
Adjacent to UC Irvine with diverse housing and student-friendly amenities
Central location for professionals near Spectrum and business districts
Paste a listing URL and get a detailed breakdown of which loan programs fit the property, with payment examples and risk flags.
Discover mortgage opportunities in communities near Irvine
Historic city with Old Town charm and diverse neighborhoods
OC county seat with diverse culture and growing downtown
Arts and culture hub with South Coast Plaza and vibrant nightlife
Upscale coastal city with world-class harbor and Fashion Island
Active adult community with resort-style amenities
Family-oriented city with excellent schools and recreation
From Woodbridge lakefront properties to University Park condos and Great Park new construction, secure financing in California's top-ranked city for families.
Updated 3/27/2026
Orange Ca Irvine is updated daily with practical mortgage guidance for this page.