The Merced real estate market in Merced County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.
SRK CAPITAL provides comprehensive mortgage services for Merced residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the Merced County market ensures you get the best rates and terms available.
Last updated: 2026-01-01
Discover Merced homes near UC Merced's R1 research university, just 2 hours from Yosemite National Park and the San Francisco Bay Area.
Ask me anything about Merced real estate
University Town Market Data
Automatic refresh ensures you see the latest market data
* Rates shown as of 1/17/2026 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © 2026 SRK CAPITAL INC.
Restored historic district with boutiques, coffee houses, Merced Theatre, and cultural centers
Established residential area with midcentury ranches and newer homes near top-rated schools
Family-friendly neighborhood with contemporary homes, parks, and proximity to UC Merced
University-adjacent community with student housing and faculty residences near Lake Yosemite
Scenic residential area offering lake views, recreation access, and hiking trails
Discover mortgage opportunities in communities near Merced
Home to Castle Air Museum with 80+ historic aircraft and former Air Force base
Historic Yamato Colony with Foster Farms headquarters and sweet potato capital
Recreation hub with San Luis Reservoir and world-record striped bass fishing
Experience the perfect blend of university town culture, outdoor recreation, and Central Valley affordability. Get pre-approved today for your Merced home.
