Question 1

Can I use a VA loan on a $2 million Tiburon home?

Accepted Answer

Yes, through jumbo VA financing offered by specialized lenders. You'll need strong credit and provable income, but you can still put zero down on properties well above conforming limits.

Question 2

Why do some Tiburon sellers reject VA offers?

Accepted Answer

Sellers fear appraisal issues and longer timelines. A strong pre-approval from an experienced VA lender eliminates these concerns and makes your offer competitive.

Question 3

What's the VA funding fee on a Tiburon purchase?

Accepted Answer

First-time VA users pay 2.15% of the loan amount with zero down. On a $1.5M loan, that's $32,250 rolled into your mortgage. Disabled veterans pay nothing.

Question 4

Do Tiburon condos qualify for VA financing?

Accepted Answer

Only if the complex has VA approval. Many Tiburon HOAs haven't completed certification. We check approval status before you write offers to avoid dead-end deals.

Question 5

How does VA compare to conventional in Tiburon's market?

Accepted Answer

VA eliminates the $150K-$400K down payment conventional lenders require. For eligible veterans, this is the strongest financing option even on high-priced properties.

VA Loans in Tiburon: Zero Down on Marin's Waterfront Communities