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Tiburon is one of the tightest markets in Marin County. Good listings move fast, and waiting to sell first often means losing the deal.
A bridge loan gives you buying power now. You tap equity from your current home to close on the new one before your old one sells.
6 – 12 months
Typical Loan Term
~20% departing home
Min Equity Required
Non-QM
Loan Type
Interest-only
Payment Structure
Equity, not just credit
Approval Driver
Bridge Loans in Tiburon
Bridge loans are non-QM products. Lenders underwrite them differently than conventional loans — equity position matters most.
Most lenders want at least 20% equity in your departing home. Strong credit helps, but the deal structure drives approval more than your score.
Local decision guide
Use this guide to connect bridge loans eligibility, lender expectations, and local market factors before comparing payment options in Tiburon.
Tiburon is one of the tightest markets in Marin County. Good listings move fast, and waiting to sell first often means losing the deal.
A bridge loan gives you buying power now. You tap equity from your current home to close on the new one before your old one sells.
Bridge loans are non-QM products. Lenders underwrite them differently than conventional loans — equity position matters most.
Big retail banks rarely offer bridge loans. This is a wholesale and private lender product — exactly what we shop daily across 200+ sources.
Rates vary by lender, loan size, and your equity story. Rates vary by borrower profile and market conditions.
The biggest mistake I see in Tiburon: sellers wait to list, then panic-buy and lose leverage. A bridge loan flips that script.
We structure these deals so your monthly carry is manageable. Most borrowers close on the new home, then sell the old one within 90 days.
Hard money loans are faster but cost more. Bridge loans from wholesale lenders tend to have better terms if you have solid equity.
Interest-only loans stretch payments but don't solve the contingency problem. A bridge loan does both — lower monthly cost and clean offer.
Tiburon homes carry high price tags and strong equity. That equity is your bridge loan collateral — and Marin properties are bankable.
As of April 2026, Marin County remains one of the Bay Area's most supply-constrained markets. That makes move-up buying without a bridge loan very difficult.
Most bridge loans run 6 to 12 months. That's usually enough time to sell your Tiburon home after closing on the new one.
Often yes, but bridge loans are typically interest-only. Your combined carry is lower than two full mortgage payments.
You'd need to refinance or extend the bridge term. We structure deals upfront to minimize that risk.
Yes. Tiburon's price range is well within what wholesale bridge lenders handle. High-value properties are common in this product.
No. A HELOC taps equity but keeps you sale-contingent. A bridge loan funds the full purchase independently.