Question 1

How fast can a hard money loan close in Tiburon?

Accepted Answer

Experienced lenders can close in 7-14 days. Have your purchase contract and property details ready upfront.

Question 2

What property types qualify for hard money in Marin County?

Accepted Answer

Most lenders fund single-family, multi-unit, and mixed-use properties. Raw land is harder to finance.

Question 3

Do I need good credit to get a hard money loan?

Accepted Answer

Credit matters less than the deal. Lenders focus on property value and your down payment or equity position.

Question 4

How long are hard money loan terms typically?

Accepted Answer

Most terms run 6 to 24 months. They're short-term by design — you refinance or sell before maturity.

Question 5

Can I use a hard money loan for a Tiburon fix-and-flip?

Accepted Answer

Yes. Fix-and-flip is one of the most common uses. Lenders will evaluate the after-repair value to set your loan amount.

Question 6

What's the difference between hard money and a bridge loan?

Accepted Answer

Bridge loans typically require cleaner properties and stronger borrower profiles. Hard money tolerates more distress and rehab risk.

Hard Money Loans in Tiburon, CA