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Tiburon is one of Marin County's most competitive markets. Properties move fast and sellers rarely wait for conventional financing.
Hard money loans — asset-based short-term loans secured by real estate — give investors the speed to compete here.
7–14 Days
Typical Close Time
25–35%
Typical Down Payment
Asset-Based
Credit Flexibility
6–24 Months
Loan Term
Usually None
Income Docs Required
Hard Money Loans in Tiburon
Hard money lenders approve based on the property's value, not your tax returns. Your credit score matters less than the deal itself.
Most lenders want 25-35% equity or down payment. The asset secures the loan — that's the whole model.
Local decision guide
Use this guide to connect hard money loans eligibility, lender expectations, and local market factors before comparing payment options in Tiburon.
Tiburon is one of Marin County's most competitive markets. Properties move fast and sellers rarely wait for conventional financing.
Hard money loans — asset-based short-term loans secured by real estate — give investors the speed to compete here.
Hard money lenders approve based on the property's value, not your tax returns. Your credit score matters less than the deal itself.
Hard money isn't a bank product. It's a private capital market. Rates and terms vary sharply between lenders.
We work with 200+ wholesale lenders, including hard money sources that actively fund Marin County deals. Rates vary by borrower profile and market conditions.
The biggest mistake investors make here: waiting too long to line up capital. In Tiburon, a good deal doesn't sit.
Get pre-approved with a hard money lender before you're in contract. Know your max loan amount and your exit strategy upfront.
Bridge loans cover gap financing between properties. DSCR loans work for stabilized rentals with cash flow. Hard money fits acquisitions and active rehab projects.
If you plan to hold long-term, refinancing into a DSCR loan after stabilization is a common exit. We can structure both sides of that play.
Tiburon sits on the Marin Peninsula with bay views, ferry access, and limited inventory. That scarcity keeps values high — which helps hard money LTV math.
Marin County permitting can add time to rehab timelines. Factor that into your loan term when structuring deals here.
Experienced lenders can close in 7-14 days. Have your purchase contract and property details ready upfront.
Most lenders fund single-family, multi-unit, and mixed-use properties. Raw land is harder to finance.
Credit matters less than the deal. Lenders focus on property value and your down payment or equity position.
Most terms run 6 to 24 months. They're short-term by design — you refinance or sell before maturity.
Yes. Fix-and-flip is one of the most common uses. Lenders will evaluate the after-repair value to set your loan amount.
Bridge loans typically require cleaner properties and stronger borrower profiles. Hard money tolerates more distress and rehab risk.