Question 1

What is the FHA loan limit in Marin County?

Accepted Answer

As of April 2026, the FHA limit for a single-family home in Marin County is $1,249,125. Most Tiburon listings exceed this.

Question 2

Can I use FHA to buy a condo in Tiburon?

Accepted Answer

Yes, but the condo complex must be on HUD's approved list. Many Marin complexes aren't — we check this before you make an offer.

Question 3

How long does FHA mortgage insurance last?

Accepted Answer

On loans with less than 10% down, MIP lasts the life of the loan. Put 10% or more down, and it drops off after 11 years.

Question 4

Is FHA competitive against cash offers in Tiburon?

Accepted Answer

Rarely. Tiburon sellers often prefer conventional or cash. We help you strengthen your offer where we can.

Question 5

What credit score do I need for FHA in California?

Accepted Answer

580 for 3.5% down. Some lenders we work with go down to 500 with 10% down — but underwriting gets tighter below 620.

Question 6

Should I use FHA or conventional in Tiburon?

Accepted Answer

Depends on your credit, down payment, and the property. We run both side by side so you see the real cost difference.

FHA Loans in Tiburon, CA — What You Need to Know