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Larkspur has the fastest ferry to San Francisco in the county, and the canyon neighborhoods behind it hold some of the last small redwood-shaded houses in Marin.
Explore mortgage options in Larkspur, Marin County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing. Get personalized rates and expert guidance from SRK CAPITAL's local mortgage team.
Ferry side and canyon side, priced apart
Paste a listing URL and get a detailed breakdown of which loan programs fit the property, with payment examples and risk flags.
Small old houses need lenders comfortable with them. We know which ones are.
A redwood canyon of small older houses on narrow lanes.
A neighboring canyon with similar houses and the same tree cover.
The old commercial street with its preserved storefronts and the houses behind them.
A flat neighborhood near the ferry with consistent postwar houses.
An unincorporated area west of town with larger lots under the trees.
* Rates shown as of and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $149.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © SRK CAPITAL INC.
In Larkspur, the difference between a good mortgage and the right one usually comes down to program fit, pricing, and timing.
Larkspur sits in Marin County, part of the Bay Area's housing market, where lending activity, housing inventory, and neighborhood price points shift noticeably from one community to the next.
From conventional and FHA to VA and jumbo financing, Larkspur borrowers qualify differently under each program's documentation, credit, and loan-limit rules.
Larkspur borrowers frequently compare options against nearby communities such as Belvedere, Corte Madera, Fairfax.
There are roughly 20 active listings available.
Updated 9/8/2026
Marin Ca Larkspur is updated daily with practical mortgage guidance for this page.