Question 1

How long does a bridge loan last in Larkspur?

Accepted Answer

Most bridge loans run 6 to 12 months. That's typically enough time to sell your Larkspur home and pay off the loan.

Question 2

Do I need to sell my home before applying?

Accepted Answer

No — that's the point. You apply while still owning your current home and repay once it sells.

Question 3

What credit score do I need for a bridge loan?

Accepted Answer

There's no universal minimum. Lenders focus heavily on your equity position. Better credit still helps your rate.

Question 4

Can I use a bridge loan to buy in Larkspur while selling elsewhere?

Accepted Answer

Yes. The departing property doesn't need to be in Marin. Equity and a clear exit strategy are what matter.

Question 5

How are bridge loan payments structured?

Accepted Answer

Most are interest-only during the term. The full principal comes due when your existing property sells.

Question 6

What happens if my home doesn't sell in time?

Accepted Answer

Some lenders allow extensions. Plan your exit early — if you list competitively in Larkspur, delays are uncommon.

Bridge Loans in Larkspur, CA — Buy Before You Sell