Santa Monica, CA Real Estate Market Overview

Current Market Statistics for Santa Monica:

  • Median Home Price: $650,000
  • Price Per Square Foot: $450/sq ft
  • Average Days on Market: 30 days
  • Homes for Sale: 500 homes

The Santa Monica real estate market in Los Angeles County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.

Mortgage Services in Santa Monica

SRK CAPITAL provides comprehensive mortgage services for Santa Monica residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the Los Angeles County market ensures you get the best rates and terms available.

Last updated: 11/17/2025

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Important Rate Information

* Rates shown as of 11/17/2025 and subject to change without notice.

* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.

* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.

* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).

* Contact an SRK CAPITAL loan officer for a personalized rate quote.

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SantaMonica County Highlights

Mountain Wilderness

Explore pristine wilderness areas with stunning mountain views and recreational opportunities

SantaMonica Lakes

Discover beautiful alpine lakes perfect for fishing, boating, and water activities

Outdoor Recreation

Year-round outdoor activities including skiing, hiking, and mountain biking

Finance Your Santa Monica Beach Home

From Ocean Park bungalows to North of Montana estates, secure financing for your piece of this iconic beach city with world-class amenities.