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Maricopa holds about a thousand residents at the southwest corner of the valley, surrounded by one of the oldest producing oil fields in California.
Explore mortgage options in Maricopa, Kern County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing. Get personalized rates and expert guidance from SRK CAPITAL's local mortgage team.
A market of a few sales a year
Paste a listing URL and get a detailed breakdown of which loan programs fit the property, with payment examples and risk flags.
There are not many. Have the financing settled so you can move when one appears.
A few blocks of houses and a small commercial row make up the whole town.
Pumpjacks work the ground immediately outside the last street.
The highway through town runs west toward the coast range and east to Taft.
* Rates shown as of and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $149.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © SRK CAPITAL INC.
Buying a home in Maricopa starts with matching the right loan program to the neighborhood you want and the payment you can carry.
Kern County anchors this corner of the Central Valley's housing market, and Maricopa reflects it — lending volume, inventory, and price points here track the county while staying distinctly local.
Financing choices in Maricopa span conventional, FHA, VA, and jumbo structures, and the right fit depends on documentation, credit profile, and program-specific loan limits.
Maricopa borrowers frequently compare options against nearby communities such as Arvin, Bakersfield, California City.
The current median list price in Maricopa is $344,261.
Properties are spending about 93 days on market.
Updated 9/8/2026
Kern Ca Maricopa is updated daily with practical mortgage guidance for this page.