What is the median home price in Bakersfield, CA?

Median home prices in Bakersfield, Kern County vary by neighborhood, property type, and market conditions. California home prices generally range from the mid-$400,000s in inland areas to over $1 million in coastal communities. SRK CAPITAL provides current market data for Bakersfield homebuyers.

What is the average price per square foot in Bakersfield?

Price per square foot in Bakersfield depends on the neighborhood, home age, and property condition. This metric is useful for comparing relative value across different property sizes in Kern County. SRK CAPITAL can provide current per-square-foot pricing for your target area.

How many days do homes stay on the market in Bakersfield?

Days on market in Bakersfield fluctuate with seasonal demand, interest rates, and local inventory levels. In competitive Kern County markets, well-priced homes may sell within weeks, while properties in slower segments may take longer.

How many homes are for sale in Bakersfield, CA?

Active inventory in Bakersfield changes daily as new listings appear and properties go under contract. Lower inventory typically favors sellers with higher prices, while higher inventory gives buyers more negotiating power in Kern County.

What mortgage programs are available for Bakersfield homebuyers?

SRK CAPITAL offers a full range of mortgage programs for Bakersfield homebuyers, including FHA loans (3.5% down), VA loans (0% down for veterans), Conventional loans, Jumbo mortgages for luxury properties, and NonQM loans for self-employed borrowers. Each program has different requirements and benefits tailored to various buyer situations.

Country Music Capital of the West

Bakersfield Real EstateWhere Oil Meets the Bakersfield Sound

Discover affordable homes in California's oil capital and birthplace of the Bakersfield Sound. From Buck Owens' Crystal Palace to thriving oil fields, experience Central Valley living where country music history meets modern opportunity.

Get Pre-Approved

Market Insights

Market Details

Bakersfield is located in Kern County, California. Local homebuyers benefit from access to FHA, VA, conventional, and jumbo loan programs tailored to the area.

Contact SRK CAPITAL for current mortgage rates and personalized guidance for properties in Bakersfield.

Explore mortgage options in Bakersfield, Kern County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing. Get personalized rates and expert guidance from SRK Capital's local mortgage team.

Live Market Data

Live Bakersfield Market Dashboard

Real-time market data and mortgage rates

Data Refreshes Every 5 Minutes

Minutes

Seconds

Automatic refresh ensures you see the latest market data

Median Price

Price per Sq Ft

Days on Market

Interest Rate

Active Listings

Important Rate Information

* Rates shown as of Mar 29, 2026, 12:24 PM PST and subject to change without notice.

* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.

* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.

* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).

* Contact an SRK CAPITAL loan officer for a personalized rate quote.

NMLS #2043372 | DRE #01961971

Popular Bakersfield Neighborhoods

Seven Oaks

Upscale master-planned community with golf course and luxury amenities

Stockdale

Popular family area near California State University Bakersfield

Southwest Bakersfield

Fast-growing area with new shopping centers and modern developments

Rosedale

Established neighborhood with excellent schools and suburban charm

Haggin Oaks

Historic district with tree-lined streets and preserved architecture

Free Property Analysis

Get a Loan Fit Report for Any Bakersfield Property

Paste a listing URL and get a detailed breakdown of which loan programs fit the property, with payment examples and risk flags.

Rate scenarios

Fit scores

Risk flags

CSV export

Analyze a PropertyNo account required

Explore Nearby Cities

Discover mortgage opportunities in communities near Bakersfield

Arvin

Agricultural community in the San Joaquin Valley with vineyard economy

Bear Mountain GrapesAgricultural Hub

View Arvin Market

Shafter

Agricultural and logistics hub with growing distribution centers

Amazon DistributionAgricultural Processing

View Shafter Market

Wasco

Rose growing capital of California with agricultural heritage

Rose CapitalAgricultural Hub

View Wasco Market

Taft

Historic oil town with petroleum museum and West Side oil fields

Oil Worker HeritagePetroleum Museum

View Taft Market

Tehachapi

Mountain town famous for Tehachapi Loop and wind energy capital

Tehachapi LoopWind Energy Capital

View Tehachapi Market

Delano

Agricultural center famous for table grapes and Cesar Chavez history

Table Grape CapitalCesar Chavez

View Delano Market

View All Kern County Cities

Compare Mortgage Options in Bakersfield

Conventional Loans vs DSCR Loans Bank Statement Loans vs DSCR Loans Conventional Loans vs FHA Loans FHA Loans vs VA Loans 1099 Loans vs Bank Statement Loans Bank Statement Loans vs Profit & Loss Statement Loans Conventional Loans vs Jumbo Loans Conventional Loans vs VA Loans FHA Loans vs USDA Loans DSCR Loans vs Hard Money Loans

Mortgage FAQ in Bakersfield

Ready to Make Your Move in Bakersfield?

Get pre-approved in minutes and lock in competitive rates for your Bakersfield home purchase.

Start Application See Current Rates