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Biggs is a small grid of houses surrounded by rice fields, twenty-five miles south of Chico and about the same distance north of Yuba City.
Explore mortgage options in Biggs, Butte County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing. Get personalized rates and expert guidance from SRK CAPITAL's local mortgage team.
A small grid in the middle of the rice belt
Paste a listing URL and get a detailed breakdown of which loan programs fit the property, with payment examples and risk flags.
Low prices and USDA eligibility make this one of the easier places in the county to get into. Let us run your numbers.
A few blocks around the old railway depot hold the shops and the city offices.
The mills and dryers sit at the edge of town and run hardest in the fall.
Parcels along the highway mix houses with roadside commercial use.
The east side holds most of the housing, near the schools and the parks.
West of town the parcels open into farmland, some with acreage attached.
* Rates shown as of and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $149.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © SRK CAPITAL INC.
In Biggs, the difference between a good mortgage and the right one usually comes down to program fit, pricing, and timing.
Biggs sits in Butte County, part of Northern California's housing market, where lending activity, housing inventory, and neighborhood price points shift noticeably from one community to the next.
From conventional and FHA to VA and jumbo financing, Biggs borrowers qualify differently under each program's documentation, credit, and loan-limit rules.
Biggs borrowers frequently compare options against nearby communities such as Chico, Gridley, Oroville.
Properties are spending about 44 days on market.
There are roughly 12 active listings available.
Updated 9/8/2026
Butte Ca Biggs is updated daily with practical mortgage guidance for this page.