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Chico, CA Real Estate Market Overview

Current Market Statistics for Chico:

  • Median Home Price: $650,000
  • Price Per Square Foot: $450/sq ft
  • Average Days on Market: 30 days
  • Homes for Sale: 500 homes

The Chico real estate market in Butte County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.

Mortgage Services in Chico

SRK CAPITAL provides comprehensive mortgage services for Chico residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the Butte County market ensures you get the best rates and terms available.

Last updated: 2026-01-01

University Town & Bidwell Park

Chico Real EstateCollege Town Living

Discover vibrant college town living with CSU Chico, one of America's largest municipal parks, and a thriving downtown arts scene.

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Important Rate Information

* Rates shown as of 1/17/2026 and subject to change without notice.

* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.

* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.

* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).

* Contact an SRK CAPITAL loan officer for a personalized rate quote.

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Chico Neighborhoods

Downtown Chico

Historic core with Victorian homes, restaurants, and nightlife

South Campus

Student-friendly area near CSU Chico with rental properties

Barber Neighborhood

Tree-lined streets with Craftsman homes near Lower Bidwell Park

Amber Grove

Family neighborhoods with parks and newer construction

California Park

Master-planned community with golf course and trails

Explore Nearby Cities

Discover mortgage opportunities in communities near Chico

Paradise

Sierra foothills community with pine forests and valley views

Ridge LivingMountain Views
View Paradise Market

Oroville

Ready for College Town Living in Chico?

From downtown Victorians to modern homes near Bidwell Park, find your perfect Chico property. Get pre-approved with competitive rates and local expertise.

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Chico, Butte County, CA Real Estate Market

Current mortgage rates and real estate market data for Chico, California

SRK CAPITAL offers competitive rates for home loans in Butte County

  • FHA Loans in Chico
  • VA Loans for Veterans in Butte County
  • Conventional Mortgages in Chico, CA
  • Jumbo Loans for Luxury Properties
  • Refinancing Options for Chico Homeowners

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