Oakland Real EstateDiverse Communities & Culture
Explore Oakland's vibrant neighborhoods from Lake Merritt to the Hills, where urban culture meets natural beauty.
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Important Rate Information
* Rates shown as of 10/31/2025 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © 2025 SRK CAPITAL INC.
Oakland Neighborhoods
Lake Merritt
Historic district around beautiful urban lake with condos and apartments
Rockridge
Upscale neighborhood with BART, shopping, and excellent dining
Temescal
Hip area with trendy restaurants, bars, and young professionals
Jack London Square
Waterfront district with condos, restaurants, and entertainment
Oakland Hills
Luxury hillside homes with stunning bay and city views
Fruitvale
Diverse Latino community with authentic culture and BART access
West Oakland
Rapidly gentrifying area near Bay Bridge with new developments
Montclair
Village-like community in the hills with local shops
Ready to Discover Oakland's Character?
From Lake Merritt to the Hills, find your perfect Oakland home. Get pre-approved with competitive rates and neighborhood expertise.