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The Oakland real estate market in Alameda County shows a median home price of $692,148 with an average price per square foot of $514/sq ft. Properties typically sell within 29 days and there are currently 745 homes on the market.
SRK CAPITAL provides comprehensive mortgage services for Oakland residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the Alameda County market ensures you get the best rates and terms available.
Last updated: 2026-01-01
Explore Oakland's vibrant neighborhoods from Lake Merritt to the Hills, where urban culture meets natural beauty.
Diverse urban real estate insights and mortgage rates
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* Rates shown as of 2/12/2026 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
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Historic district around beautiful urban lake with condos and apartments
Upscale neighborhood with BART, shopping, and excellent dining
Hip area with trendy restaurants, bars, and young professionals
Waterfront district with condos, restaurants, and entertainment
Luxury hillside homes with stunning bay and city views
Diverse Latino community with authentic culture and BART access
Rapidly gentrifying area near Bay Bridge with new developments
Village-like community in the hills with local shops
Discover mortgage opportunities in communities near Oakland
University city home to UC Berkeley with diverse neighborhoods and culture
Compact city with Pixar headquarters, Bay Street shopping, and waterfront living
Island city with Victorian homes, beaches, and ferry access to San Francisco
Exclusive hillside enclave with historic estates and top-rated schools
Diverse bay city with marina, golf courses, and manufacturing heritage
Small city with top-rated schools and walkable Solano Avenue shopping district
From Lake Merritt to the Hills, find your perfect Oakland home. Get pre-approved with competitive rates and neighborhood expertise.