Alameda Real EstateVictorian Charm Meets Modern Living
Discover Alameda's unique island community with historic Victorian homes, award-winning schools, and unbeatable Bay Area access.
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Important Rate Information
* Rates shown as of 12/7/2025 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © 2025 SRK CAPITAL INC.
Alameda Island Neighborhoods
Gold Coast
Historic waterfront mansions with San Francisco Bay views
Park Street District
Vibrant downtown with shops, restaurants, and historic theatre
Bay Farm Island
Modern planned community with lagoon access and golf course
East End
Tree-lined streets with Craftsman and Victorian homes
West End
Beach proximity with mix of condos and single-family homes
Harbor Bay Isle
Upscale waterfront community with ferry terminal
Ready to Buy Your Island Home in Alameda?
From Victorian restoration loans to waterfront jumbo mortgages, get pre-approved for your Alameda dream home.