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The Alameda real estate market in Alameda County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.
SRK CAPITAL provides comprehensive mortgage services for Alameda residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the Alameda County market ensures you get the best rates and terms available.
Last updated: 2026-01-01
Discover Alameda's unique island community with historic Victorian homes, award-winning schools, and unbeatable Bay Area access.
Real-time data for Victorian homes and waterfront properties
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* Rates shown as of 2/12/2026 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © 2026 SRK CAPITAL INC.
Historic waterfront mansions with San Francisco Bay views
Vibrant downtown with shops, restaurants, and historic theatre
Modern planned community with lagoon access and golf course
Tree-lined streets with Craftsman and Victorian homes
Beach proximity with mix of condos and single-family homes
Upscale waterfront community with ferry terminal
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From Victorian restoration loans to waterfront jumbo mortgages, get pre-approved for your Alameda dream home.