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Discover Hayward's diverse housing market, home to CSU East Bay and perfectly positioned between San Francisco and San Jose with convenient BART access.
Explore mortgage options in Hayward, Alameda County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing. Get personalized rates and expert guidance from SRK Capital's local mortgage team.
Real-time market data and mortgage rates
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* Rates shown as of Mar 27, 2026, 7:51 AM PST and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © 2026 SRK CAPITAL INC.
Revitalized urban core with BART station, new mixed-use developments, and walkable amenities
Upscale hillside community with panoramic Bay Area views and luxury homes
Family-oriented neighborhood near Fairway Park Golf Course with mid-century homes
Quiet residential area with tree-lined streets and well-maintained single-family homes
Newer development area near Garin Regional Park with modern homes and open space access
Historic neighborhood with charming older homes and close-knit community feel
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Discover mortgage opportunities in communities near Hayward
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Get pre-approved in minutes and lock in competitive rates for your Hayward home purchase.
Updated 3/27/2026
Alameda Ca Hayward is updated daily with practical mortgage guidance for this page.