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Explore Union City's diverse housing market at the crossroads of the East Bay, featuring excellent schools, modern shopping, and convenient BART access.
Explore mortgage options in Union City, Alameda County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing. Get personalized rates and expert guidance from SRK Capital's local mortgage team.
Real-time market data and mortgage rates
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* Rates shown as of Mar 28, 2026, 6:07 PM PST and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © 2026 SRK CAPITAL INC.
Historic area with established homes and close proximity to BART station
Family-oriented neighborhood with good schools and community parks
Newer development area with modern homes and planned communities
Central location with convenient shopping and easy freeway access
Quiet residential area surrounding Kennedy Park with recreational amenities
Mixed-use development with condos, shopping, and dining options
Paste a listing URL and get a detailed breakdown of which loan programs fit the property, with payment examples and risk flags.
Discover mortgage opportunities in communities near Union City
Silicon Valley gateway with Tesla factory and diverse cultural communities
Heart of the Bay with CSU East Bay campus and central location
Small city with NewPark Mall and Don Edwards Wildlife Refuge access
Get pre-approved in minutes and lock in competitive rates for your Union City home purchase.
Updated 3/29/2026
Alameda Ca Union City is updated daily with practical mortgage guidance for this page.