Non-Qualified Mortgages (Non-QM Loans)
Non-Traditional Lending Solutions
What are Non-Qualified Mortgages?
Non-Qualified Mortgages (Non-QM Loans) offer a valuable solution for individuals who don't meet traditional loan requirements. Unlike Qualified Mortgages (QM), Non-QM loans are designed for financially stable borrowers with unique income structures. Types of these borrowers include self-employed individuals, business owners, investors, or those with non-traditional income sources.
SRK CAPITAL offers a variety of Non-QM Loans.
Asset Depletion Loans
An asset depletion loans enables borrowers to get a mortgage by leveraging significant liquid assets instead of traditional income.
Learn MoreBank Statement Loans
These loans allow self-employed borrowers, or those with non-traditional income, to qualify based on their bank statements instead of W-2s or pay stubs.
Learn MoreBridge Loans
This type of loans allows home owners the ability to buy a new home before selling their current one. They can use their existing home's equity as collateral with this short-term financing tool.
Learn MoreGet Started Today
Ready to take the next step on your home lending journey? At SRK CAPITAL, we're here to make home lending easy. Whether you're looking to buy, refinance, or learn more about one of our loan programs, we are here for you. We have a dedicated team that understands no client is the same. That is why we offer a wide variety of loans so you get the loan that best suit your needs.
Let us help you unlock exclusive benefits, competitive rates, and better loan programs that make home ownership accessible and affordable. Contact SRK CAPITAL today to get started—a better lending experience is just a conversation away!