Question 1

Can I use rental income to qualify for an investor loan in Corning?

Accepted Answer

Yes — DSCR loans qualify you on the property's rental income. Your personal income docs are not required.

Question 2

What credit score do I need for a DSCR loan?

Accepted Answer

Most DSCR lenders want 620 or higher. Better scores get better rates. Rates vary by borrower profile and market conditions.

Question 3

How fast can a hard money loan close in Tehama County?

Accepted Answer

Hard money loans can close in 5-10 business days. That speed makes them the go-to for competitive fix-and-flip deals.

Question 4

Do investor loans in Corning require a large down payment?

Accepted Answer

Most investor loan programs require 20-25% down. Some hard money lenders allow lower down with stronger deals.

Question 5

Can I finance multiple properties with a DSCR loan?

Accepted Answer

Yes. DSCR loans have no cap on the number of financed properties. That's a key advantage over conventional investment loans.

Question 6

Are interest-only investor loans available in Corning?

Accepted Answer

Yes. Interest-only options are available through select wholesale lenders. They lower monthly payments and help cash flow on tight deals.

Investor Loans in Corning, CA — Built for Real Deals