Question 1

Can I buy in Turlock without a U.S. green card?

Accepted Answer

Yes. Foreign national loans are built for non-residents. You need a valid passport, visa, and solid documentation of assets or income.

Question 2

What visa types are accepted?

Accepted Answer

Most lenders accept B1/B2, E, H, L, O, and TN visas. Requirements vary by lender — this is one area where shopping lenders really matters.

Question 3

Do I need a U.S. bank account?

Accepted Answer

Most lenders require closing funds in a U.S. account. Opening one early in the process saves delays at closing.

Question 4

Can a foreign national buy a rental property in Turlock?

Accepted Answer

Yes. Investment purchases are common with this program. A DSCR structure may also work if the property has strong rental income.

Question 5

How long does the process take?

Accepted Answer

Plan for 30-45 days minimum. Document translation and international wire transfers can add time if not started early.

Foreign National Loans in Turlock, CA