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The Santa Rosa real estate market in Sonoma County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.
SRK CAPITAL provides comprehensive mortgage services for Santa Rosa residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the Sonoma County market ensures you get the best rates and terms available.
Last updated: 2026-01-01
Get instant insights into Santa Rosa's housing market with AI-powered analysis and real-time mortgage rates.
Real-time market data and mortgage rates
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* Rates shown as of 2/25/2026 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
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Urban living with walkable amenities
Established residential neighborhoods
Growing area with new developments
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Park-centered community with abundant green spaces
Thriving community with local charm and growing opportunities
Thriving community with local charm and growing opportunities
Thriving community with local charm and growing opportunities
Thriving community with local charm and growing opportunities
Family-friendly planned community with university campus
Artistic community known for apples and organic farms
Growing community with wine country access
Upscale wine country town with plaza and tasting rooms
Eclectic community known for music festivals and arts
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Updated 2/24/2026
Sonoma Ca Santa Rosa Guide is updated daily with practical mortgage guidance for this page.