Question 1

Can I get a foreign national loan on a tourist visa?

Accepted Answer

Some lenders allow it. Not all programs require work authorization — ask specifically about B-1/B-2 visa eligibility before applying.

Question 2

Do I need a US credit score to qualify?

Accepted Answer

No. Foreign national programs substitute overseas bank records and asset documentation for US credit history.

Question 3

What down payment do I need in Campbell?

Accepted Answer

Plan for 25–40% down. Higher down payments also get better rates on these programs.

Question 4

Can I buy as an LLC or foreign corporation?

Accepted Answer

Some lenders allow entity purchases. Requirements vary significantly — structure matters for both approval and title.

Question 5

How long does a foreign national loan take to close?

Accepted Answer

Expect 30–45 days minimum. Document translation and overseas verification add time — start early.

Question 6

Is rental income from the property used to qualify?

Accepted Answer

On a foreign national loan, typically no. If rental income is your angle, a DSCR loan fits better.

Foreign National Loans in Campbell, CA