Loading
The Oceanside real estate market in San Diego County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.
SRK CAPITAL provides comprehensive mortgage services for Oceanside residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the San Diego County market ensures you get the best rates and terms available.
Last updated: 2026-01-01
Get instant insights into Oceanside's housing market with AI-powered analysis and real-time mortgage rates.
Real-time market data and mortgage rates
Automatic refresh ensures you see the latest market data
* Rates shown as of 2/12/2026 and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © 2026 SRK CAPITAL INC.
Urban living with walkable amenities
Established residential neighborhoods
Growing area with new developments
Discover mortgage opportunities in communities near Oceanside
Coastal gem with LEGOLAND, flower fields, and premier beaches
North County city with craft breweries and Brengle Terrace Park
Wine country destination with Old Town charm and balloon rides
Family-friendly city ranked among California's safest communities
Get pre-approved in minutes and lock in competitive rates for your Oceanside home purchase.