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Imperial Beach, CA Real Estate Market Overview

Current Market Statistics for Imperial Beach:

  • Median Home Price: $650,000
  • Price Per Square Foot: $450/sq ft
  • Average Days on Market: 30 days
  • Homes for Sale: 500 homes

The Imperial Beach real estate market in San Diego County shows a median home price of $650,000 with an average price per square foot of $450/sq ft. Properties typically sell within 30 days and there are currently 500 homes on the market.

Mortgage Services in Imperial Beach

SRK CAPITAL provides comprehensive mortgage services for Imperial Beach residents, including purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Our local expertise in the San Diego County market ensures you get the best rates and terms available.

Last updated: 2026-01-01

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Important Rate Information

* Rates shown as of 1/17/2026 and subject to change without notice.

* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.

* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.

* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $99.50 credit report, and third-party fees (title, escrow, appraisal).

* Contact an SRK CAPITAL loan officer for a personalized rate quote.

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Popular Imperial Beach Neighborhoods

Downtown Imperial Beach

Urban living with walkable amenities

East Imperial Beach

Established residential neighborhoods

West Imperial Beach

Growing area with new developments

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Imperial Beach, San Diego County, CA Real Estate Market

Current mortgage rates and real estate market data for Imperial Beach, California

SRK CAPITAL offers competitive rates for home loans in San Diego County

  • FHA Loans in Imperial Beach
  • VA Loans for Veterans in San Diego County
  • Conventional Mortgages in Imperial Beach, CA
  • Jumbo Loans for Luxury Properties
  • Refinancing Options for Imperial Beach Homeowners

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