Loading
Loading
Upland held onto its older character better than its neighbors, and the deep lots and 1920s houses on the north side price well above the tract housing a mile south.
Explore mortgage options in Upland, San Bernardino County, California. Compare 25+ loan programs including conventional, FHA, VA, jumbo, and investment property financing. Homebuyers can also explore options available in nearby Ontario, Montclair, and Rancho Cucamonga. Get personalized rates and expert guidance from SRK CAPITAL's local mortgage team.
Foothill prices, tracked live
Paste a listing URL and get a detailed breakdown of which loan programs fit the property, with payment examples and risk flags.
The north side prices differently and some of it sits outside the city. Send us the address and we will sort out which.
The Second Avenue blocks, walkable, with the Metrolink station at the edge.
Unincorporated county above the city, with lots approaching two acres and the highest prices around.
The newer northeastern development, with Colonies Crossroads at Campus Avenue and the 210.
The historic boulevard with its wide median and the deepest lots in town.
* Rates shown as of and subject to change without notice.
* Rate scenario based on: $650,000 loan amount, 20% down payment ($812,500 purchase price), 740+ credit score, owner-occupied single-family home, with impounds.
* Your actual rate may vary based on your specific credit profile, loan amount, down payment, and other factors.
* APR fees include: $1,350 lender underwriting fee, $80 lender doc fee, $995 processing fee, $149.50 credit report, and third-party fees (title, escrow, appraisal).
* Contact an SRK CAPITAL loan officer for a personalized rate quote.
NMLS #2043372 | DRE #01961971
Equal Housing Lender | © SRK CAPITAL INC.
In Upland, the difference between a good mortgage and the right one usually comes down to program fit, pricing, and timing.
Upland sits in San Bernardino County, part of Southern California's housing market, where lending activity, housing inventory, and neighborhood price points shift noticeably from one community to the next.
From conventional and FHA to VA and jumbo financing, Upland borrowers qualify differently under each program's documentation, credit, and loan-limit rules.
Upland borrowers frequently compare options against nearby communities such as Ontario, Montclair, Rancho Cucamonga.
Updated 9/8/2026
San Bernardino Ca Upland is updated daily with practical mortgage guidance for this page.